Whether you’re a:
- First-time homebuyer
- Looking to build the home of your dreams or
- Want to refinance your existing home
Our experienced, personable lenders can guide you through the process and provide a variety of Premier loan options.
Mortgage Options
Conventional Loans
- Fixed interest rates and variable rates available
- Variety of loan terms offered
- Low down payment options
- First-time home buyer programs
FHA Loans
- Low down payment required
- Flexible qualification guidelines
- Great option for first-time home buyers
Rural Development Loans
- Home to be purchased or served must be located in an eligible rural area as defined by the USDA
- Household income must meet certain guidelines
- Low or no down payment programs available
Construction Loans and Permanent Financing
- Temporary financing to construct your home
- End financing with both fixed rate and variable rate products
VA Loans
- Available to Veterans and Active Duty Personnel
- No Mortgage Insurance required
- Low or no down payment products available
Jumbo Loans
- Loans up to $3,000,000
- Variety of loan term options
- Available for primary 1-2 unit homes and second 1 unit homes
Simultaneous Home Equity Line of Credit (HELOC)*
- Loans from $15,000 - $350,000 depending on TLTV (total loan to value)
- Variety of repayment options
- Available for primary 1-2 unit homes and second 1 unit homes
Simultaneous Second Mortgage*
- Loans from $15,000 - $350,000 depending on TLTV
- Multiple repayment plans available
- Available for primary 1-2 unit homes and second 1 unit homes
*Structured Purchase - Structuring a HELOC or second mortgage behind a conforming loan will typically result in lower monthly payments in jumbo loan scenarios. Convenience HELOCS - Fix rate terms make a HELOC an ideal tool to finance future investments.
Contact a Lender
Contact one of our mortgage lenders for a no-obligation conversation today.
- Get answers for financing questions
- Learn how Premier can help you navigate through the process
- Find the best loan for you