To better serve you, beginning November 5, 2025, all newly issued and reissued debit cards will include “Tap to Pay” functionality – offering a faster, contactless way to pay.
To support this upgrade, a system transition will occur from Friday, October 31st through Wednesday November 5th, 2025. Please review the important information below.
During this time:
While our system is being upgraded, your card will operate with the following daily transaction limits:
These limits are temporary and will automatically revert to your standard limits after November 5th.
Please contact our HSA team to talk you through some options for payment or reimbursement, if you have already paid for an eligible medical expense. The HSA team can be reached by email at [email protected] or by phone at 651-855-1168.
No, your existing card will continue to work before and after this transition. Your card number and your PIN remain the same.
No, but you will receive a new Tap to Pay debit card when your current debit card naturally expires, per the expiration date on the back.
Tap to Pay allows you to make purchases simply by tapping your debit card on supported merchant terminals at checkout without inserting or swiping the card. It’s fast, secure, and convenient. Just look for the )))) symbol at checkout and tap your card to pay.
If the merchant’s terminal doesn’t support Tap to Pay, you can still insert your card and use the chip reader.
Absolutely. It has the same protection as a chip payment. When you tap your Tap to Pay card, a cryptographic code that’s unique to the card and to the transaction is created using the tap to pay antenna that’s in the card. Therefore, the bank’s system can automatically detect and reject any attempt to use the same transaction information more than once and help prevent fraud.
If you would like to receive a Tap to Pay card sooner than the natural expiration, you may request a new card be sent to you for a $10 replacement fee by reaching out to your local branch, or by emailing us at [email protected] for Premier Bank, and [email protected] for Premier Bank Minnesota. Cards will be ordered when the transition has been fully completed.
If your personal or business card is declined during the upgrade window, please reach out to your local branch or email [email protected] for Premier Bank customers or [email protected] for Premier Bank Minnesota customers.
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This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
This link takes you to a third-party site that is not affiliated or controlled by Premier Banks and may not be as secure as the Premier Banks site. Premier Banks is not responsible for the products, services and content on the third-party site and is not endorsing or guaranteeing the products, information, or recommendations provided by the third-party. Please review the privacy information on the site as it may differ from the policies found on premierbanks.com.
