Personal / Mortgage & Personal Loans

Premier Mortgage & Consumer Loans

Looking for a loan to take you to the next level? Whether you need financing for a new home, vehicle, or that much-needed vacation, Premier offers personal support, competitive rates, and detailed information upfront to help you make the best credit decision for you and your family.


Mortgage Loans

Whether you're a first-time homebuyer, looking to build the home of your dreams, or simply want to refinance your existing home, our experienced, personable lenders can guide you through the process and provide a variety of Premier loan options.

Kent Gillespie
Kent Gillespie
NMLS ID: 509296

Contact one of our mortgage lenders for a no-obligation conversation today.

  • Get answers for financing questions
  • Learn how Premier can help you navigate through the process
  • Find the best loan for you
Learn More Apply Now

To apply for a Home Equity Loan or Line of Credit contact a Premier Lender at a 
location nearest you.

Premier Mortgage Options

Conventional Loans

  • Fixed interest rates and variable rates available
  • Variety of loan terms offered
  • Low down payment options
  • First-time home buyer programs

FHA Loans

  • Low down payment required
  • Flexible qualification guidelines
  • Great option for first-time home buyers

Rural Development Loans

  • Home to be purchased or served must be located in an eligible rural area as defined by the USDA
  • Household income must meet certain guidelines
  • Low or no down payment programs available

Construction Loans and Permanent Financing

  • Temporary financing to construct your home
  • End financing with both fixed rate and variable rate products

VA Loans

  • Available to Veterans and Active Duty Personnel
  • No Mortgage Insurance required
  • Low or no down payment products available

Jumbo Loans

  • Loans up to $3,000,000
  • Variety of loan term options
  • Available for primary 1-2 unit homes and second 1 unit homes

Simultaneous Home Equity Line of Credit (HELOC)*

  • Loans from $15,000 - $350,000 depending on TLTV (total loan to value)
  • Variety of repayment options
  • Available for primary 1-2 unit homes and second 1 unit homes

Simultaneous Second Mortgage*

  • Loans from $15,000 - $350,000 depending on TLTV
  • Multiple repayment plans available
  • Available for primary 1-2 unit homes and second 1 unit homes

*Structured Purchase - Structuring a HELOC or second mortgage behind a conforming loan will typically result in lower monthly payments in jumbo loan scenarios.
Convenience HELOCS - Fix rate terms make a HELOC an ideal tool to finance future investments.

Consumer Loans

If you’re looking to consolidate debt, to purchase a vehicle, boat, or camper, or simply need access to extra funds, Premier offers a competitive rate and the kind of personalized service that builds long-lasting relationships. 

  • Home Equity Loans and Lines of Credit
  • Vehicle Loans
  • Installment Loans

Contact a Premier Lender at a location nearest you for more information.


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